Terms & Conditions

1. Digital Products & Educational Purpose
Grace & Oliver Co. provides digital guides, planners, templates, and educational resources designed to help users learn about Instagram, content creation, digital marketing, and related topics.

Our products are provided for educational and informational purposes only and are not a substitute for professional, financial, legal, or business advice.

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2. Personal Use & Intellectual Property
All digital products, guides, graphics, written content, templates, and other materials sold or provided by Grace & Oliver Co. are protected intellectual property.

Your purchase grants you a limited license for your own personal use. You may download and print copies for yourself, but you may not copy, reproduce, modify for resale, share, distribute, sell, sublicense, upload, or otherwise make our materials available to others without prior written permission.

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3. Digital Delivery
Our products are digital products. No physical item will be shipped unless a product listing specifically states otherwise.

After completing your purchase, you will receive access to your digital product through the download method provided at checkout or by email. You are responsible for providing an accurate email address and saving your purchased files after receiving them.

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4. Refunds & Exchanges
Due to the digital nature of our products and the immediate access provided after purchase, all sales are final.

We do not offer refunds, returns, exchanges, or cancellations on digital products. If you experience a technical problem accessing or downloading your purchase, please contact us so we can assist you.

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5. Results & Earnings Disclaimer
Grace & Oliver Co. does not guarantee specific results from the use of our products or resources.

Individual results will vary based on factors including your content, audience, niche, strategy, experience, consistency, implementation, and other circumstances outside our control. We make no guarantees regarding followers, engagement, sales, revenue, income, business growth, or other results.

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6. Payments & Pricing
Prices are displayed in U.S. dollars unless otherwise stated. Applicable taxes or other charges, if any, will be displayed before you complete your purchase.

By completing a purchase, you authorize the applicable payment provider to charge the amount shown at checkout.

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7. Limitation of Liability
You are responsible for how you choose to use and implement the information contained in our products and resources.

To the extent permitted by applicable law, Grace & Oliver Co. will not be responsible for losses or damages resulting from your use of, or reliance upon, our website, digital products, or educational materials.

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8. Changes to These Terms
We may update these Terms & Conditions from time to time to reflect changes to our products, services, business practices, or legal requirements. Updated terms will be posted on this page.

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9. Contact Us
If you have questions about these Terms & Conditions or need assistance with a purchase, please contact us at graceoliverco@yahoo.com.